Posted in Superannuation

Top 4 Tips for Financial Planning In Your 40s

Posted by Dean McKinnon on 25 September 2015
Top 4 Tips for Financial Planning In Your 40s
You are in your 40s now you have officially become the parents of your youth! Your 40s is when the serious financial planning becomes a priority and not just something you will eventually get around to starting one day.
Whilst "retirement" was the ultimate end goal for your parents' generation, "financial independence" is now the bulls eye for which you will likely be aiming when you are in your 40s.
  Gone are the days of the "week-days: ...
Posted in:PropertySuperannuationMortgages and FinanceInvestmentInsuranceFinancial Planning   0 Comments

5 Top Reasons Why Women Should Review Their Super

Posted by Dean McKinnon on 16 September 2015
5 Top Reasons Why Women Should Review Their Super
  #everyoneneedsaplan to ensure their superannuation is working for them. Whether single or in a relationship; working full-time or part-time, now more than ever it is important that women review their superannuation requirements regularly.  Women need to take control of their superannuation to ensure they are making their investments work for them as effectively as possible to ensure a financially comfortable retirement.  Here are 5 reasons Why Women Need to Review ...
Posted in:SuperannuationRetirement   0 Comments

Negotiating Property Purchase for Client

Posted by G. Dean McKinnon on 12 August 2014
Today, I started the process of acting for a client for the proposed purchase of a commercial property. Following is a list of reasons why appointing an independent representative to act on your behalf, when negotiating the purchase of a property, may help you make the whole process a lot less stressful: The independent representative usually does not have an emotional or financial stake in the transaction, which may increase your chances of achieving your budgeted purcha...
Posted in:Why Dean is a LegendTaxSuperannuationMortgages and FinanceInvestment   0 Comments

How to Achieve 50% Return on Your Investment: Government Guaranteed!

Posted by G. Dean McKinnon on 11 June 2014
Usually I don't like these types of 'too good to be true' statements, but this one is actually legitimate. The federal government's Superannuation Co-Contribution Scheme is still available, but with some limitations: Your assessable income for the 2014 Financial Year has to be no more than $33,516 You have to make a non-deductible contribution to your super, before 30 June 2014 The federal government will co-contribute 50% of your contribution, up to...
Posted in:SuperannuationInvestmentFinancial Planning   0 Comments

Increasing Super Contributions with Salary Packaging

Posted by G. Dean McKinnon on 5 June 2014
I recently developed a strategy for a client which, in effect, will increase their compulsory employer superannuation contributions. Employers often 'package' their employee's remuneration package, possibly including a car allowance. However, some employers only calculate their compulsory super contributions based on the gross base salary (which doesn't include the car allowance component) If the car allowance component is say $17,000, the employee may miss ou...
Posted in:Why Dean is a LegendTaxSuperannuationFinancial Planning   0 Comments
McKinnon Financial Planning Pty Ltd ABN 74 155 233 784 Australian Financial Services Licence 417488 | McKinnon Financial Services Pty Ltd ABN 82 056 817 648 Australian Credit Licence 392173 | General Advice Warning: Information contained in the pages of this website is of a general nature only and has not taken into account your particular circumstances. You should consider whether any strategies and or investments mentioned in this website are suitable for you and seek personal advice from a licenced investment adviser before making any investment decision.
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