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Posted in Why Dean is a Legend
Trauma Insurance is a Waste of Money....Until You Need it!
Posted by Dean McKinnon
on 14 January 2015
There a lot of people that would consider spending thousands of dollars paying for a Trauma Insurance policy is a waste of money...until, that is, they (or someone they know) is diagnosed with cancer, or suffers a heart attack.
Just before Christmas this year, one of our clients was diagnosed with cancer, and as we go through the process of managing the claims process for them, some very real reasons for having a quality Trauma Insurance policy from a reputable life insurance company h...
| Posted in:Why Dean is a LegendInsurance | 0 Comments |
Solution for Obtaining Home Loans Using Family Gift as Deposit
Posted by Dean McKinnon
on 30 September 2014
I have had several recent enquiries from clients requiring home loans, but have not been able to obtain a mortgage loan as part, or all, of their deposit had been 'gifted' to them by their family. Some lenders won't accept the family 'gift', so below is a summary of a solution I recently developed for one of my clients.
??Scenario
The client wanted to buy their first home, with a purchase price of $316,000
The client demonstrated their ability to meet ...
| Posted in:Why Dean is a LegendMortgages and Finance | 0 Comments |
>| $1,000 Cash-Back for Finance Settled in September 2014
Posted by G. Dean McKinnon
on 10 September 2014
We have a new cash-back offer for all finance deals settled by 30 September 2014 - details follows:
$500 Cash-Back for Amount Financed $50,000 to $75,000
$1,000 Cash-Back for Amounts Financed $75,000+
Offer is subject to approved applicants only, and the finance must settle by 30 September 2014.
| Posted in:Why Dean is a LegendMortgages and Finance | 0 Comments |
Negotiating Property Purchase for Client
Posted by G. Dean McKinnon
on 12 August 2014
Today, I started the process of acting for a client for the proposed purchase of a commercial property. Following is a list of reasons why appointing an independent representative to act on your behalf, when negotiating the purchase of a property, may help you make the whole process a lot less stressful:
The independent representative usually does not have an emotional or financial stake in the transaction, which may increase your chances of achieving your budgeted purcha...
| Posted in:Why Dean is a LegendTaxSuperannuationMortgages and FinanceInvestment | 0 Comments |
Increasing Super Contributions with Salary Packaging
Posted by G. Dean McKinnon
on 5 June 2014
I recently developed a strategy for a client which, in effect, will increase their compulsory employer superannuation contributions.
Employers often 'package' their employee's remuneration package, possibly including a car allowance. However, some employers only calculate their compulsory super contributions based on the gross base salary (which doesn't include the car allowance component)
If the car allowance component is say $17,000, the employee may miss ou...
| Posted in:Why Dean is a LegendTaxSuperannuationFinancial Planning | 0 Comments |
