#Everyoneneedsaplan to Protect Their Identity from Criminals

Posted by G. Dean McKinnon on 17 November 2020
Increasingly, the threat from criminals stealing your identity to arrange credit in your name has become a significant problem. In the high-tech world we now live in, it is virtually impossible not to have your identity exposed to the possibility that it may be stolen and used by criminals. Most of us now complete our everyday transactions via the Internet using our credit card and other details.  Even the government now requires you to use their services online, including providin...
Posted in: Mortgages and Finance   0 Comments

#Everyoneneedsaplan To Make Sure That Not Paying Too Much for Electricity

Posted by G. Dean McKinnon on 16 November 2020

Following is a link to a website that will allow you to compare energy providers in your area, so you can determine if you are paying the right amount for your electricity and gas:


https://www.energymadeeasy.gov.au/

Posted in: Budgeting   0 Comments

#Everyoneneedsaplan to Get Their Goods Back If a Customer Does Not Pay

Posted by G. Dean McKinnon on 16 November 2020
If you are supplying goods to a customer on credit, and the customer goes out of business, it may be a difficult process to get your goods back. One way to make sure you are legally entitled to take your goods back is to register your interest on the Personal Property Security Register (PPSR). If the process is completed properly, your interest in the goods may take precedence over banks and outstanding tax debts Following is a link to the Personal Property Security Register (PPSR) we...
Posted in: Business Planning   0 Comments

#everyoneneedsaplan When Using JobMaker Hiring Credit Incentive Scheme to Hire New Employees for New Positions

Posted by G. Dean McKinnon on 11 November 2020
The federal government's JobMaker Hiring Credit stimulus package is to be available to eligible employers over 12 months from 7 October, 2020. Employers can receive up to $10,400 per new employee that has been hired to fill a new position. The key point to remember is that the position must be new, and is not applicable if the employer hires a new employee to fill an existing position in the business. Eligible employees aged 16-29 years will receive $200 per week. Eligible emplo...
Posted in: Economic Tax   0 Comments

#everyoneneedsaplan When Reviewing Income Insurance Policies

Posted by G. Dean McKinnon on 5 November 2020
Last year the life insurance regulator (APRA) determined that income insurance policies in Australia were not sustainable and changes were required. The primary change was to eliminate all Agreed Value policies. Agreed Value policies insured the income at the time the policy was established, and any subsequent claim was based on that income, not income at the time of claim.  Indemnity Value policies pay a claim based on the income at the time of claim.
Agreed Value policies were p...
Posted in: Insurance   0 Comments
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McKinnon Financial Planning Pty Ltd ABN 74 155 233 784 Australian Financial Services Licence 417488 | McKinnon Financial Services Pty Ltd ABN 82 056 817 648 Australian Credit Licence 392173 | General Advice Warning: Information contained in the pages of this website is of a general nature only and has not taken into account your particular circumstances. You should consider whether any strategies and or investments mentioned in this website are suitable for you and seek personal advice from a licenced investment adviser before making any investment decision.
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