Posted in Mortgages and Finance
Posted by G. Dean McKinnon
on 18 November 2013
PPSR stands for Personal Property Security Register. The PPSR commenced 30 January 2012, and replaced the Motor Vehicle Security Register (MVSR).
What Does It Do?
Here's the best summary I've seen: The PPS Register is a notice board which allows individuals and organisations to search and register security interests in personal property.
Effectively, the PPSR is used to record all interests on personal property (e.g. Finance), so you can check the property you are buyin...
Posted by G. Dean McKinnon
on 13 November 2013
With interest rates at historical lows, it may be worth considering whether or not you should fix it. At least one of our lenders is offering a 5.49% fixed rate for 5 years - that's low.
Following are some guidelines, which may help you decide:
Are You on a Tight Budget?
If you're on a tight budget, fixing your interest rate will at least give you peace of mind, knowing your repayments won't change during the fixed rate period.
Do You Expect Any Changes in Your ...
Posted by G. Dean McKinnon
on 17 September 2013
We received two Finance requests today, one of which needs to be settled by this Friday (and the client doesn't live in Brisbane!). No problem with speedy-Vicky-service, though.
Both requests were completed by this afternoon. One of the main reasons we were able to sort out these Finance deals so quickly was because we had all of the clients' current information - yet another benefit of our Total Service Client option.
Posted by G. Dean McKinnon
on 16 September 2013
One of my Total Service Clients is assessing commercial premises to purchase, which they will use for their own business. This will be their first commercial property, so they have requested I assist them with their research.
I have been co-ordinating with the client and several real estate agents, including obtaining detailed property research reports for various properties (free of charge, as they are a Total Service Client), to assist the client assess if the property is suitable fo...
Posted by G. Dean McKinnon
on 12 August 2013
I had a client contact me earlier this week, to discuss options for purchasing their current business premises, which they are leasing, but have been given the opportunity of purchasing.
I have only ever arranged Vehicle Finance for this client, and they are not a Total Service Client, but that doesn't mean I may not be able to help in some way.
I had a general idea of the client's circumstances, given my past dealing with them, so I was able to discuss the general issues r...