Posted in Mortgages and Finance

The wild and crazy party days of your 20s are done!
#everyoneneedsaplan - You are in your 30s now, and it's time to get serious about your financial plan to secure your financial future.
Of course everyone is different, some people want to start a family, others want to continue to build their career, but either way when you are in your 30s. You need to start thinking about how you are going to build your financial assets for that time in the future when you will not have...

Are you looking to buy a Property? Have you done your Research? Know the actual value of the Property? Do you know what a Comprehensive Property Research Report Is? Do you need one? And you thought buying a property was easy......   Property prices are increasing and therefore it is more important than ever to ensure the right offer is made when purchasing a property otherwise you may be paying a lot more for the property than it's actually worth.&nbsp...

Do you know how the recent RBA reduction in interest rates may affect your mortgage repayments? Most online mortgage repayment calculators only provide details of your loan repayments based on your loan amount and the term of the loan, and not necessarily how much you will save on your mortgage repayment each month.
The following table provides a brief overview of the monthly savings based on the 0.25% cash rate reduction from Tuesday, 5 May 2015.   L...

We have just received an updated Rate Bulletin from one of financiers that has reduced their vehicle finance rates to as low as 4.45% - basic conditions summarised below: New and used vehicles up to 3 years old receive the same rate Business-use borrowers only (if you're unsure if your vehicle will meet the business-use criteria, contact us for a free assessment) No ongoing fees (a lot of the 'low rate' offers often include a monthly fee, which adds to the o...

It's a common question - 'what do we need to complete our mortgage application?'. Usually, time is critical, as the finance clause on the purchase contract is only two weeks. Of course every borrower's circumstances are different, and different mortgage lenders require different information (I just realised that's a lot of 'different'), but here's a list that will give you a good start: Copy of the Property Purchase Contract (the signed copy...