Posted in Mortgages and Finance

Why is it getting more difficult to get a home loan? It is becomming increasingly more difficult to obtain a home loan - why is this: The Federal Government is worried that the Australian property market is in a bubble, because home loan interest rates are low and credit is easy to obtain; The Government uses its banking regulatory body APRA to force banks to make it harder to get property loans in an attempt to cool the housing market. This article in The Australia...

After a business loan - MCKFS are finance and mortgage brokers As an accredited member of Plan Australia MCKFS has access to many lenders. One of our lenders currently has the following on offer for their small business loans (available until 9 December 2017): Business Essentials Variable Rate of 4.45% pa (residential or commercial security) One flat establishment fee of $800 Loan valuation fee waived 100% loan offset account For new bank loans up to...

Choosing a Financial Planner or Financial Advisor can be a difficult process, particularly if you have never had any dealings or experience with financial issues in the past, so here are my TOP 5 TIPS for helping you choose the right financial planner for your particular needs.   1. Firstly, you need to determine if you require a Financial Planner, or a Financial Adviser. A Financial Planner generally differs from a Financial Adviser in that a Planner provides you with a F...

Uh-oh, the fun-time 40s are over, and the financial-planning 50s have begun!
It's actually not that bad. Your 50s are the time  which you can use to fine tune your financial plan that will likely mean you don't have to work any longer. Financial independence is so close you can just about smell the coconut palm trees! So that's got to be good has it not?!
In your 50s, it's time to stop thinking "someday I would like to be financially independent...

You are in your 40s now you have officially become the parents of your youth! Your 40s is when the serious financial planning becomes a priority and not just something you will eventually get around to starting one day.
Whilst "retirement" was the ultimate end goal for your parents' generation, "financial independence" is now the bulls eye for which you will likely be aiming when you are in your 40s.
  Gone are the days of the "week-days: ...