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Posted in Insurance
#Everyoneneedsaplan to Insure Household Workers
Posted by G. Dean McKinnon
on 6 December 2017
Household Worker Insurance
Do you employ workers in your home? Most people are unaware that they have to insure casual workers, that complete work at their home, and that it costs very little to insure them.
A household worker could be:
a Cleaner
a Babysitter
a Nanny
a Gardener
a Labourer or Tradeperson.
This article provides some good examples of how a WorkCover Queensland insurance policy could save you thousands of dollars if the...
| Posted in:Insurance | 0 Comments |
Trauma Insurance: What Is It - And Why Do I Need It?
Posted by Dean McKinnon
on 31 January 2016
 "Trauma Insurance: What Is It - And Why Do I Need It?")
Introduction
Unfortunately, the vast majority of people do not understand what Trauma insurance covers, and why they should have it.
This article attempts to explain what Trauma insurance covers, and why most of us should have at least some Trauma cover, by detailing one of my client's recent Trauma insurance claim experience.
For privacy purposes, I have changed the client's personal details, however, the facts about the insurance cover and claims process have not been...
| Posted in:Insurance | 0 Comments |
What you need to know about Income Insurance Claim Payments to Avoid A Tax Bill
Posted by Dean McKinnon
on 27 October 2015
 "What you need to know about Income Insurance Claim Payments to Avoid A Tax Bill")
Do you know if your Income Insurance Claim Payments are Taxable?
The answer is 'Yes, they are' so don't get caught at tax time with an unexpected tax bill!
Life insurance companies are very quick to tell you that your Income Insurance premiums are fully tax-deductible whether you pay the premium, or your employer pays the premium on your behalf.
Unfortunately, most people are not aware that any Income Insurance claim payments received are ta...
Unfortunately, most people are not aware that any Income Insurance claim payments received are ta...
| Posted in:TaxInsuranceFinancial Planning | 0 Comments |
Income Insurance is Tax Deductible
Posted by Dean McKinnon
on 19 October 2015
 "Income Insurance is Tax Deductible")
Do you know what your tax savings could be if you have Income Insurance?
Most people understand that Income Insurance premiums are tax deductible, but are unsure exactly what the savings might be for their particular circumstances.
The actual dollar-cost saving will depend on your Income Insurance premium and your Marginal Tax Rate ("MTR"), which is dependent upon your Taxable Income you can click here to check what your particular MTR might be.
In order to illu...
The actual dollar-cost saving will depend on your Income Insurance premium and your Marginal Tax Rate ("MTR"), which is dependent upon your Taxable Income you can click here to check what your particular MTR might be.
In order to illu...
| Posted in:TaxInsurance | 0 Comments |
The Top 5 Tips For Choosing Your Financial Planner
Posted by Dean McKinnon
on 14 October 2015
 "The Top 5 Tips For Choosing Your Financial Planner")
Choosing a Financial Planner or Financial Advisor can be a difficult process, particularly if you have never had any dealings or experience with financial issues in the past, so here are my TOP 5 TIPS for helping you choose the right financial planner for your particular needs.
1. Firstly, you need to determine if you require a Financial Planner, or a Financial Adviser.
A Financial Planner generally differs from a Financial Adviser in that a Planner provides you with a F...
| Posted in:PropertyTaxSuperannuationRetirementMortgages and FinanceInvestmentInsuranceFinancial PlanningSocial Security | 0 Comments |
