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Posted in Insurance
#Everyoneneedsaplan - even if you have had skin cancer
Posted by G. Dean McKinnon
on 4 April 2018
Can you still obtain trauma insurance if you have had skin cancer?
This depends on the type of skin cancer, the insurer and the trauma insurance policy wording.
Some insurers will still offer full trauma insurance cover if you have had skin cancer;
It depends on the severity of the skin cancer;
Early stage melanoma (melanoma in-situ) that has been successfully excised may qualify you for trauma insurance (without exclusion or loading).
Please contact us for mo...
| Posted in:Insurance | 0 Comments |
#everyoneneedsaplan to know how much trauma insurance you need
Posted by G. Dean McKinnon
on 28 March 2018
HOW DO YOU KNOW HOW MUCH TRAUMA INSURANCE YOU NEED?
It really depends on your individual circumstances. You should consider how you are going to meet your expenses if you suffer a trauma, these may include:
Net medical expenses (after Medicare and Private Health insurance rebates)
Bills and existing debts (home loan/rent)
Rehabilitiation expenses (so you can choose your own rehabilitation plan)
Extended convalescence (one years salary)
Employin...
| Posted in:Insurance | 0 Comments |
#everyoneneedsaplan for trauma insurance reinstatement benefit
Posted by G. Dean McKinnon
on 21 March 2018
What is a trauma insurance reinstatement benefit?
What happens if you have more than one major medical trauma (unfortunately this happens quite a lot).
Let's say you have $100,000 trauma insurance benefit and you are diagnosed with cancer and your $100,000 trauma insurance claim is paid. What happens next?
you would reinstate your trauma insurance policy after the claim is paid.
your premium remains the same and there are no medical underwriting requirements...
| Posted in:InsuranceSocial Security | 0 Comments |
#everyoneneedsaplan for child trauma insurance
Posted by G. Dean McKinnon
on 21 March 2018
Are you covered if your child suffers a major medical trauma?
What happens if your child is diagnosed with a disease or medical condition? You can't continue to work! How do you pay your bills when you are taking care of your child?
Child trauma insurance can be included as an optional benefit to a life insurance policy (but you cannot purchase child trauma insurance on its own).
The initial maximum insured benefit is $200,000 (and indexed each year ...
| Posted in:InsuranceSocial Security | 0 Comments |
#everyoneneedsaplan for trauma insurance
Posted by G. Dean McKinnon
on 29 December 2017
Do you know what trauma insurance is?
Recently we've been asking friends if they know what trauma insurance is. The feedback is that they are really not sure what it covers you for.
We all know someone who has been touched by cancer or a heart attack or MS - well if that person had trauma insurance then they could receive a lump sum payment.
This lump sum payment could be put towards:
your medical expenses (not covered by private health or Medicare...
| Posted in:InsuranceFinancial Planning | 0 Comments |
