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Posted in Financial Planning
#Everyoneneedsaplan to understand their rights and responsibilities
Posted by G. Dean McKinnon
on 31 January 2018
Are you a small business or sole trader? Do you know your rights and responsibilities?
The Australian Competition & Consumer Commission (ACCC) on 11 January 2018 published a new guide for small businesses.
If you engage in buying or selling goods or services you must comply with the Competition and Consumer Act 2010 (CCA).
The guide is designed to help small businesses understand their key rights and responsibilities under the CCA and the Australian Consumer Law...
| Posted in:Financial PlanningSocial Security | 0 Comments |
#everyoneneedsaplan for trauma insurance
Posted by G. Dean McKinnon
on 29 December 2017
Do you know what trauma insurance is?
Recently we've been asking friends if they know what trauma insurance is. The feedback is that they are really not sure what it covers you for.
We all know someone who has been touched by cancer or a heart attack or MS - well if that person had trauma insurance then they could receive a lump sum payment.
This lump sum payment could be put towards:
your medical expenses (not covered by private health or Medicare...
| Posted in:InsuranceFinancial Planning | 0 Comments |
#Everyoneneedsaplan for the holiday season without the financial stress
Posted by G. Dean McKinnon
on 29 November 2017
Christmas is just around the corner, along with a hectic round of parties, etc.
To start 2018 fit and refreshed, rather than financially flattened, here's a 7-step plan to consider for managing your upcoming expenses:
1. Create a budget
Use a spreadsheet to work out how much you can afford to spend on gifts, holiday, food and drink and STICK TO IT.
2. Be sensible with your gifts
Talk to family and friends about setting a do...
| Posted in:Financial Planning | 0 Comments |
5 Ways to Avoid a Christmas Budget Blowout
Posted by Dean McKinnon
on 12 December 2015
 "5 Ways to Avoid a Christmas Budget Blowout")
It is that time of year again when we are faced with the usual dilemma - How to enjoy the Festive Season without breaking the bank?
You don't want to enjoy the Festive Season and then receive a nasty bank balance shock in January, however, with planning (because #everyoneneedsaplan), here are 5 ways to avoid the budget going into the 'red' and still enjoy your Christmas and New Year Festivities.
5 Ways to Avoid A Christmas Budget Blowout...
| Posted in:Financial Planning | 0 Comments |
What you need to know about Income Insurance Claim Payments to Avoid A Tax Bill
Posted by Dean McKinnon
on 27 October 2015
 "What you need to know about Income Insurance Claim Payments to Avoid A Tax Bill")
Do you know if your Income Insurance Claim Payments are Taxable?
The answer is 'Yes, they are' so don't get caught at tax time with an unexpected tax bill!
Life insurance companies are very quick to tell you that your Income Insurance premiums are fully tax-deductible whether you pay the premium, or your employer pays the premium on your behalf.
Unfortunately, most people are not aware that any Income Insurance claim payments received are ta...
Unfortunately, most people are not aware that any Income Insurance claim payments received are ta...
| Posted in:TaxInsuranceFinancial Planning | 0 Comments |
