We have just received an updated Rate Bulletin from one of financiers that has reduced their vehicle finance rates to as low as 4.45% - basic conditions summarised below: New and used vehicles up to 3 years old receive the same rate Business-use borrowers only (if you're unsure if your vehicle will meet the business-use criteria, contact us for a free assessment) No ongoing fees (a lot of the 'low rate' offers often include a monthly fee, which adds to the o...

One of the main reasons most people do not achieve their financial or personal goals is because they have'nt made a Plan. That's why the team at MCKFS firmly believe 'everyone needs a plan'! So if you are thinking of developing a financial plan for yourself, here's a summary of the basic steps you will need to follow to make your Financial Plan a reality: Write down a list all of your objectives (financial and personal; the cost; and the date due) Writ...

It's a common question - 'what do we need to complete our mortgage application?'. Usually, time is critical, as the finance clause on the purchase contract is only two weeks. Of course every borrower's circumstances are different, and different mortgage lenders require different information (I just realised that's a lot of 'different'), but here's a list that will give you a good start: Copy of the Property Purchase Contract (the signed copy...

There a lot of people that would consider spending thousands of dollars paying for a Trauma Insurance policy is a waste of money...until, that is, they (or someone they know) is diagnosed with cancer, or suffers a heart attack. Just before Christmas this year, one of our clients was diagnosed with cancer, and as we go through the process of managing the claims process for them, some very real reasons for having a quality Trauma Insurance policy from a reputable life insurance company h...