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#everyoneneedsaplan for business finance
Posted by G. Dean McKinnon
on 16 November 2017
After a business loan - MCKFS are finance and mortgage brokers
As an accredited member of Plan Australia MCKFS has access to many lenders.
One of our lenders currently has the following on offer for their small business loans (available until 9 December 2017):
Business Essentials Variable Rate of 4.45% pa (residential or commercial security)
One flat establishment fee of $800
Loan valuation fee waived
100% loan offset account
For new bank loans up to...
| Posted in:PropertyMortgages and Finance | 0 Comments |
#everyoneneedsaplan if the ATO contacts you!
Posted by G. Dean McKinnon
on 15 November 2017
AUSTRALIAN TAXATION OFFICE SCAM ALERTS
Everyone needs to be wary of anybody calling from the Australian Taxation Office (ATO) requesting payment of any outstanding tax debt or requesting their bank account details for crediting a tax return refund.
MCKFS Total Service Clients (TSC) should request the person's contact details, and then immediately phone our office (1300 261 373), so that we can assess whether or not the phone call is legitimate.
All MCKFS TSC tax ...
| Posted in:TaxSocial Security | 0 Comments |
#everyoneneedsaplan to understand the new Age Pension Assets Test
Posted by Dean McKinnon
on 19 January 2017
Changes to the Age Pension Assets Test commenced 1 January 2017, and may reduce your Age Pension payment.
Following is a summary of the main points of the changes:
Only the Assets Tests has been changed - there are no changes to the Income Test.
Be aware that your Age Pension payment is determined by completing the Assets Test and the Income Test for your particular financial circumstances, and which ever Test provides the lowest payment w...
| Posted in:RetirementSocial Security | 0 Comments |
Trauma Insurance: What Is It - And Why Do I Need It?
Posted by Dean McKinnon
on 31 January 2016
 "Trauma Insurance: What Is It - And Why Do I Need It?")
Introduction
Unfortunately, the vast majority of people do not understand what Trauma insurance covers, and why they should have it.
This article attempts to explain what Trauma insurance covers, and why most of us should have at least some Trauma cover, by detailing one of my client's recent Trauma insurance claim experience.
For privacy purposes, I have changed the client's personal details, however, the facts about the insurance cover and claims process have not been...
| Posted in:Insurance | 0 Comments |
5 Ways to Avoid a Christmas Budget Blowout
Posted by Dean McKinnon
on 12 December 2015
 "5 Ways to Avoid a Christmas Budget Blowout")
It is that time of year again when we are faced with the usual dilemma - How to enjoy the Festive Season without breaking the bank?
You don't want to enjoy the Festive Season and then receive a nasty bank balance shock in January, however, with planning (because #everyoneneedsaplan), here are 5 ways to avoid the budget going into the 'red' and still enjoy your Christmas and New Year Festivities.
5 Ways to Avoid A Christmas Budget Blowout...
| Posted in:Financial Planning | 0 Comments |
