In some cases, you can obtain details about your lost superannuation policies, and contributions made on your behalf, from the Federal Government. The federal government, via the ATO,  has set-up a website specifically to help you keep an eye on your superannuation investements, including helping you to find your lost super: Click Here to go to the SuperSeeker Website The SuperSeeker website will help you to: Check what contributions have been made to your current ...

It's a finance-industry term referring to the income evidence required by a lender (mortgage or finance) to prove your ability to repay the loan. Do You Need to be Earning Income? Yes. Th common misconception about Lo-Doc loans is that you don't need to be earning income. You need to be earning income, but you may not necessarily have to prove your income. A standard loan application will ask you to provide proof of your income (e.g. Tax Returns, Company Profit and Loss...

When calculating how much Income Insurance you need, it's easy to overlook the fact that tax is payable on the Claim Payment received. How Much Tax is Payble? That depends on your taxable income. Income Insurance Claim Payments are effectively treated as taxable income, which is added to any other taxable income you receive, such as rental property income, etc. Will It Be Enough? That depends on your expenditure. Consider this comparison of Employment Wages and Inco...

PPSR stands for Personal Property Security Register. The PPSR commenced 30 January 2012, and replaced the Motor Vehicle Security Register (MVSR). What Does It Do? Here's the best summary I've seen: The PPS Register is a notice board which allows individuals and organisations to search and register security interests in personal property. Effectively, the PPSR is used to record all interests on personal property (e.g. Finance), so you can check the property you are buyin...

Congratulations to Steve - the first of our many clients to enjoy a free brew on his way to work!