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#Everyone Needs A Plan to Ensure They Are Getting the Best Home Loan Deal!
Posted by Dean McKinnon
on 12 May 2015
 "#Everyone Needs A Plan to Ensure They Are Getting the Best Home Loan Deal!")
Do you know how the recent RBA reduction in interest rates may affect your mortgage repayments?
Most online mortgage repayment calculators only provide details of your loan repayments based on your loan amount and the term of the loan, and not necessarily how much you will save on your mortgage repayment each month.
The following table provides a brief overview of the monthly savings based on the 0.25% cash rate reduction from Tuesday, 5 May 2015. L...
The following table provides a brief overview of the monthly savings based on the 0.25% cash rate reduction from Tuesday, 5 May 2015. L...
| Posted in:Mortgages and Finance | 0 Comments |
The Three Top Things A Professional Financial Planner Can Do For You
Posted by Dean McKinnon
on 7 May 2015
 "The Three Top Things A Professional Financial Planner Can Do For You")
Do You Know What A Financial Planner Does?
Most people don't know what a financial planner actually does.
HERE ARE THE TOP THREE THINGS A PROFESSIONAL FINANCIAL PLANNER CAN DO FOR YOU:
1. Help you determine your particular financial goals
One of the hardest things for someone who has never prepared a financial plan is to know what they want.
For example:
When do you want to retire?
Do you want to retire or do you just w...
| Posted in:Financial Planning | 0 Comments |
TIPS FOR 'FINDING THE RIGHT PROPERTY'
Posted by Dean McKinnon
on 17 February 2015
As interest rates continue to tumble in Australia, the property market is likely to start to heat-up, so if you're considering buying a new property (to live in, or for investment), I have prepared some tips which may help you find the right property, and negotiate the right price.
If you haven't already, make sure you have arranged your mortgage loan pre-approval (if you are a MCKFS Total Service Client, we would have already obtained your pre-approval, but if you're n...
| Posted in:Property | 0 Comments |
Basic Steps to Prepare for Making a Will
Posted by Dean McKinnon
on 10 February 2015
 "Basic Steps to Prepare for Making a Will")
The cost of preparing a Will may be significant, depending on how long it will take a legal advisor to understand your particular requirements, in order to prepare a legal document that reflects your requirements. But you can help reduce the costs, by preparing the basic information your legal advisor will require, before you meet with them (as you may know, most solicitors charge by six minute increments!).
To help you get started, I have put together a basic list of information ...
| Posted in:Financial Planning | 0 Comments |
Vehicle Finance Rates Drop: 4.45% With No Ongoing Fees
Posted by Dean McKinnon
on 4 February 2015
We have just received an updated Rate Bulletin from one of financiers that has reduced their vehicle finance rates to as low as 4.45% - basic conditions summarised below:
New and used vehicles up to 3 years old receive the same rate
Business-use borrowers only (if you're unsure if your vehicle will meet the business-use criteria, contact us for a free assessment)
No ongoing fees (a lot of the 'low rate' offers often include a monthly fee, which adds to the o...
| Posted in:Mortgages and Finance | 0 Comments |
