Debt ManagementTo successfully develop and maintain your financial goals you need a plan.
If your plan is too complicated it may be difficult to maintain, so you need to make sure, as best you can, that your plan is robust and will require little ongoing effort from you.
All financial plans require monitoring of both income and expenditure, especially i... | | Read More |
The vast majority of vehicle financiers now require the 2010 Financial Year statements from your business before final approval.
Unfortunately, you (or your accountant) may not have finalised your 2010 accounts, which could stop you from buying or updating your vehicle before the end of the June, which is traditonally the time to take adv... | | Read More |
Until recently, the majority of lenders charged an exit fee if you paid out your home loan before the end of the term, which could add up to thousands of dollars. These fees discouraged, or in many cases, financially prevented you from refinancing your uncompetitive loan.
As of the 1st July 2011, the federal government has banned these ty... | | Read More |
The vast majority of credit card companies do not charge you interest for purchases (not cash advances), if you pay off the entire amount owing by the due date, but if you are $1.00 short they will charge you interest on the entire amount outstanding.
We recently had a client who had mistakeningly paid his credit card bill short by some m... | | Read More |
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